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AM Mortgage Brokers, offers a complete array of loan programs to meet your needs. We work with the leading lenders in the industry to provide you with the lowest rates & closing costs possible.
We pride ourselves in our ability to handle each loan on a case by case basis, thereby insuring that your specific needs are met.

*Conforming Loans
Long-term, fixed-rate and adjustable loans up to $417,000 that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines. This program is recommended if you plan to live in your home for more than 5 years, like the stability of a fixed principal/interest payment and don't want to run the risk of future monthly payment increases.

*Jumbo Loans
A loan for $417,000 or more (lowest rates on the market).

*No Income Verification or Stated Income Loans
A loan that is popular for self employed borrowers.

*Adjustable Rate ARMS (3/5/7 Year ARMS)
Flexible rate mortgage with an interest rate that adjusts periodically according to the financial index. Perfect for you if you plan to stay in your home for less than 5 years and you don't mind having your monthly payment periodically change (up or down).

*Combo Loans
First and second mortgages combined to lower payments and avoid mortgage insurance

*Interest Only Loans (Allowing for low monthly payments)

*100% Financing (Less than perfect credit accepted)

*Loans for 2nd Homes and Non-owner occupied loans


 


NURSES - MEDICAL WORKERS - TEACHERS - POLICE - FIRE DEPARTMENT

This exciting new product is designed to meet the needs of low to moderate income applicants who have limited downpayment funds and less than perfect credit.  It's the ideal loan to help you overcome the high cost of home ownership:

-Less cash needed to close

-Non-traditional credit

-Fixed rates up to 40 years / interest only payments / adjustable rates

-Family and/or other sources can help pay downpayment and/or closing costs

 


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,001 with closing costs of $8,340. Your actual APR may be different depending upon these factors.